"Receive a FREE no obligation payment evaluation on your current mortgage.
I'll show you how I can save you hundreds of dollars by consolidating your bills."


Richard D. Graeff

Loan Officer

 

"I firmly believe in helping my clients, not just through one transaction, but rather through a lifetime of financial guidance"


Richard D. Graeff

Loan Officer

 
 
There is a Loan made just for YOU!  
Because mortgage loans are uniquely individual, I can offer a wide range of residential loan programs tailored to your specific needs, including but not limited to:


  • Adjustable Rate Mortgages
  • Fixed Rate Mortgages
  • First Time Home Buyer
  • Debt Consolidation
  • Non-owner Loans
  • 100% New Home Financing
  • Home Improvement Loans
  • Interest Only
  • 15, 20, 30, and 40 Year Options
  • Full and Limited Documentation
  • Stated Income
  • Jumbo Loan Programs
  • 2nd Homes, Investment Properties
  • CalSTRS and CalPERS
  • Bad or No Credit
  • And many more!

 





 
 
 
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