"Receive a FREE no obligation payment evaluation on your current mortgage.
I'll show you how I can save you hundreds of dollars by consolidating your bills."


Richard D. Graeff

Loan Officer

 

"I firmly believe in helping my clients, not just through one transaction, but rather through a lifetime of financial guidance"


Richard D. Graeff

Loan Officer

 
 


2006 Platinum President's Club Award
2007 Platinum President's Club Award
2008 Platinum President's Club Award
2008 Affiliate of the Year Award, Paradise Assoc. Realtors

Brief Hisory -
Born in Oroville, CA 1969.
Moved to Chico in 1999, fell in love with local community.
Married with 1 Daughter (18) 1 Stepson (13)

(530) 781-1714 direct

(530) 570-8560 cell

 

Joining a solid company like Mission Hills really was a wonderful career move. I look forward
each day to working with both the public, professional Real Estate Agents and builders within
our local community. Helping people realize their dreams is very fulfilling. Being a professional
loan officer is like running your own business. I’m responsible for all my own self promoting marketing, business plans and work structure. I’ve learned to be very efficient at the entire loan process from pre-qualification, pre-approval to the close of escrow. With business background and the diverse loan programs available through Mission Hills, I’ve got all the tools necessary to help both by clients and business relationship succeed.


National Data Funding Corp Chico, CA
Executive VP/Chief Operating Officer

Upon being promoted to a Corporate Officer I inherited even more responsibility within management. This new responsibility included all current management tasks and added the Sales and ACH Departments oversight to my duties.

I revamped and implemented our new company sales compensation plan along with many special and promotional sales incentives.

Throughout my career as VP Operations and Executive VP/COO I represented all major sales account relationships along with many of our high level business-to-business relationships.

I am also responsible for all high-risk credit underwriting for approval/decline.

Upon being bought by First American Payment Systems, I retained the position as Chief Operating Officer. I’ve worked close with First American’s upper management team to migrate our business policies and procedures to be in line with our new parent company.
I was responsible for reassembling a new management team along with a complete new organizational chart from the top down. We implemented new business measuring tools that proved to be effective and productive. After corporate evaluation and consolidation the decision was made to consolidate Operation to Ft Worth Texas. At that point I decided to change careers and stay right here in our local community.

National Data Funding Corp Chico, CA
Vice President Operations

As the VP Operations I took on overseeing a more complete company wide management roll. My departments included all sub management level employees along with Customer Service, Deployment, Administration, IT, and our Terminal Repair Department.

Along with this management roll I developed many special projects for the company. Some of these included our Company Web Site, Intranet Site and both our Multi-Lane and Hand Held Wireless products.

National Data Funding Corp Chico, CA
Operations Manager

During my position as Operation Manager I was responsible for overseeing all corporate operations, including Customer Service, Deployment and Installation.


I was responsible for setting up new procedures for customer service and Pin Pad encryption for Credit, Debit and Check processing. I testing and implemented all new Software and Hardware for Payment Processing.


National Data Funding Corp Oroville, CA
Customer Service Manager

As the Customer Service Manger I was in charge of our customer service department ensuring a high level of service to our Merchants processing Credit and Debit Cards. This responsibility also included the management of our Deployment Department.

Las Plumas Lumber Oroville, CA
Crew Lead

Responsible for managing the truss assembling crew and training new employees. Worked through many departments within floor, wall, and roof truss assembly.


Education

Las Plumas High School Oroville, CA

Additional Education

Independent Courses: Management, Marketing, Sales and Service

Microsoft Courses: NT 4.0 Technologies, NT Server 4.0 Enterprise Technologies, Windows 2000 Server Certifications, Microsoft Office

Advance Applications: Access, Word PowerPoint, Photoshop, Corel Draw, Microsoft Visio, FrontPage, Macromedia DreamWeaver, Fireworks and Flash

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 
 
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