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"Receive a
FREE no obligation payment evaluation on your current mortgage.
I'll show you how I can save you hundreds of dollars by consolidating
your bills."
Richard D. Graeff
Loan Officer
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"I firmly believe in helping
my clients, not just through one transaction, but rather through
a lifetime of financial guidance"
Richard D. Graeff
Loan Officer
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 Welcome,
if you're interested in pre-qualifying for a home mortgage,
whether it be a new home purchase, investment property
or a basic refinance, please fill out the simple form
online. It's quick and easy, I can have an answer back
to you in minutes. If you prefer the more personal touch,
please feel free to contact me and make an appointment
at your convenience.
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 Real
Estate Marketing
To help my real estate professionals
I've gathered many helpful articles provided by
successful leaders in our industry. Please feel
free to apply any and all that will help you prosper
in your real estate career. |
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 Mortgage
Calculator
Buying a home is the largest
investment most people will ever make. Consulting
the right professional advisor is important. Take
a moment and use this calculator to evaluate your
monthly payments. |
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Top things to know
1. Don't buy if you can't stay put.
If you can't commit to remaining in one place for at
least a few years, then owning is probably not for you,
at least not yet. With the transaction costs of buying
and selling a home, you may end up losing money if you
sell any sooner..... |
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The hunt
Now it's time to hit the pavement,
or the Web, in search of a home
Your first step here is to figure out
what city or neighborhood you want to live in. (Remember
the old saw about "location, location, location.")
For overall demographics and.... |
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Closing the deal
Here's where you exercise your haggling muscles.
Once you find the house you want, you
need to move quickly to make your bid. If you're working
with a buyer's broker, then get advice from him or her
on an initial offer. If you're working with a seller's
agent, devise the strategy yourself.... |
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